Author Archives for Mark Maddern

Federal Budget Analysis – 2019/20

April 4, 2019 4:15 am Published by Leave your thoughts

Paving the way to an election Treasurer Josh Frydenberg has delivered a ‘back in the black’ Budget aimed squarely at voters, stressing the Morrison Government’s commitment to financial discipline and low taxes. As expected, the Treasurer signaled sweeping tax cuts and major infrastructure spending if the Coalition wins the upcoming federal election widely expected to be held in May. This... View Article

5 habits you can learn from financially secure people

February 23, 2019 12:44 am Published by Leave your thoughts

Ever looked at a friend who has everything together and thought ‘what’s their secret?’ Here are five habits you can implement to achieve financial security. Believe it or not, being secure financially doesn’t involve magic or an outrageous stroke of luck. More often than not, it results from good habits, such as keeping track of your finances, cutting back on... View Article

Benefits of a super long engagement

November 22, 2018 11:57 pm Published by Leave your thoughts

Superannuation is a long-term financial relationship. It begins with our first job, grows during our working life and hopefully supports us through our old age. Throughout your super journey you will experience the ups and downs of bull and bear markets so it’s important to keep your eye on the long term. The earlier you get to know your super... View Article

FIRED up for financial independence

September 17, 2018 4:56 am Published by Leave your thoughts

Millennials are often accused of living for the present and wasting their money on smashed avocado. So it may come as a surprise that younger Australians are at the vanguard of a growing movement committed to the old-fashioned virtues of thrift and saving, but with a modern twist.  Whereas the mantra of the Baby Boomers in the 1960s was ‘turn... View Article

Cast your financial safety net

August 14, 2018 3:32 am Published by Leave your thoughts

New Year is traditionally the season of fresh starts and personal resolutions. Along with diet and exercise, getting ahead financially makes it onto many wish lists year in and year out. But a brighter financial future is likely to remain a pipedream without a back-up if things don’t go to plan. While setting goals is an important element in your... View Article

Making the most out of a falling Aussie Dollar

August 1, 2018 3:54 am Published by Leave your thoughts

One of the major themes for local investors in 2018 is the fall in the Australian dollar, and it’s not just Aussie travellers heading overseas who are affected. Currency movements can have a big impact on your investment returns, but where there’s risk there’s also opportunity. The Aussie dollar has dropped from a high of US81c in January to recent... View Article

Federal Budget Update 2018

May 9, 2018 5:02 am Published by Leave your thoughts

In what is likely to be the final Budget before the Federal Election, tax cuts are again being used to woo voters. The centrepiece of the May 2018 Budget is a new 7-year personal tax plan consisting of a three-step process involving immediate tax relief, protection from bracket creep and simplification of the tax system. Personal tax cuts The initial... View Article

Tackle your New Years resolutions like a pro

January 23, 2018 1:29 pm Published by Leave your thoughts

Ever look back on past New Year’s resolutions and notice they failed, not with a bang, but with a whimper? There was no dramatic quitting of that new class and no midnight burger binge. Instead, time just gets away from us. Other priorities come into our life. We just forget. There’s one type of professional for whom that’s just not... View Article

Spring Cleaning your Finances

December 31, 2017 1:25 am Published by Leave your thoughts

The sun is shining, the days are getting longer, flowers are in bloom, the department stores are having post Christmas sales… yes, 2018 is finally here!  The Christmas and New Year holiday period is a great time for reflection on the year that has passed, but also a chance to plan the year to come.  Most people will take the... View Article