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Making the most out of a falling Aussie Dollar

One of the major themes for local investors in 2018 is the fall in the Australian dollar, and it’s not just Aussie travellers heading overseas who are affected. Currency movements can have a big impact on your investment returns, but where there’s risk there’s also opportunity. The Aussie dollar has dropped from a high of US81c in January to recent... View Article

Ready…set… Are you good to go for the new financial year?

The end of the financial year is the cue for most of us to look at our financial position heading into tax time. Hopefully you’ve made progress towards your goals. But if you find that your expenses are trending higher than you’d like or—shock, horror!—higher than your income, this could be the perfect time for a fiscal makeover. This year... View Article

Federal Budget Update 2018

In what is likely to be the final Budget before the Federal Election, tax cuts are again being used to woo voters. The centrepiece of the May 2018 Budget is a new 7-year personal tax plan consisting of a three-step process involving immediate tax relief, protection from bracket creep and simplification of the tax system. Personal tax cuts The initial... View Article

Tackle your New Years resolutions like a pro

Ever look back on past New Year’s resolutions and notice they failed, not with a bang, but with a whimper? There was no dramatic quitting of that new class and no midnight burger binge. Instead, time just gets away from us. Other priorities come into our life. We just forget. There’s one type of professional for whom that’s just not... View Article

Spring Cleaning your Finances

The sun is shining, the days are getting longer, flowers are in bloom, the department stores are having post Christmas sales… yes, 2018 is finally here!  The Christmas and New Year holiday period is a great time for reflection on the year that has passed, but also a chance to plan the year to come.  Most people will take the... View Article

Cutting through the chaos

From time to time, we all feel like we’ve got a bit too much on our plate. It’s a symptom of modern life that everyone seems to be juggling their careers, quality time with the family, and a social life while trying to fit in a bit of ‘me time’ somewhere along the line. Some people manage to make it... View Article

The risky business of cryptocurrency investment

You’ve probably heard by now of Bitcoin and other forms of cryptocurrency. In the space of eight years they’ve gone from a geeky novelty to big business and investors are beginning to take note. There’s an estimated US$US100 billion worth of cryptocurrency floating around in cyberspace. In the real world, there’s a small but growing number of Bitcoin ATMs appearing... View Article

The Fear Factor: Getting out of your comfort zone

“Life begins at the end of your comfort zone.” “Everything you’ve ever wanted is one step outside your comfort zone.” “Outside of the comfort zone is where the magic happens.” Sound familiar? We’ve all heard the phrase before – in a book, on a motivational poster, in a meme, as part of an ad. It’s the ubiquitous, go-to idiom for... View Article

Achieving your dream of early retirement

Spending more time with your family. Picking up a brand new hobby. Exploring exotic destinations for longer than your scant weeks of annual leave would allow. However you paint it, retirement is a beautiful goal to work towards. And starting early means you’ve got more time and energy to enjoy it. Early retirement has become a popular financial goal for... View Article

Budget your way into the black

$2.2 trillion. That’s how much Australian households owe right now, according to the latest ABS stats.i Household liabilities grew by $1.2 billion in the last quarter alone. Real household debt per person has risen steadily by around 2 per cent per year, and now sits at around $79,000 per person.ii Sound scary? The good news is, there are ways you and... View Article